Introducing New Smart Checking -
The Smart Way to Build Your Balance
With Smart Checking you can earn 4.05% APY* on your account balance, plus bank the safer, more secure way with your Visa Check Card and Online Banking. There is no minimum balance requirement, plus you'll receive ATM fee refunds so you can bank when and where you want!
You can earn the 4.05% APY on balances up to $25,000, or for more than $25,000 you'll still earn .65% APY when the qualifications are met.
| Balance | Range | Rate | Annual Percentage Yield (APY)* |
|---|
| $0.01 | $25,000 | 3.979% | 4.05%* |
| Balance above $25,000.01 | + | .644% | .65%** |
It's easy to qualify for Smart Checking
- Make 12 Visa check card transactions per cycle.
- Sign up for Direct Deposit, automatic debit, or make one Bill Pay each cycle.
- Receive your statements electronically.
- Access Online Banking each month.
Start building your balance the Smart Checking way!
Stop into any American National or Peoples National Bank today.
Click here to find the location nearest you!
*Annual Percentage Yield (APY) accurate as of 06/22/2010. Blended APY of .65% assumes a $10,000,000 balance. Minimum to open account is $100. Rate tiers are as follows: 4.05% applies to balances of $.01 - $25,000 and .65% paid on balances over $25,000 as long as qualifications are met each statement cycle. 0.10% will be earned on all balances if qualifications are not met. All balances will earn 4.05% to .65% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM fee refunds up to $5 per transaction, this includes the waived $2 foreign ATM fee from American National, and $3 for fees incurred from another institution . Available on personal accounts only.
**Blended APYof .65% assumes a $10,000,000 balance.
