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Electronic Check Recovery

American National Bank knows the importance of your company's need to collect your hard-earned money in a timely manner. We are excited to announce a simple and valuable enhancement to your business account. This no-cost benefit can greatly improve your cash flow by seamlessly dealing with bad checks written to your company.

checXchange™ is our service which automatically collects your returned checks electronically, as part of your benefits as a customer. It enables you to focus on your business without the time and hassle of collecting your bad checks.

We use our highly specialized and strategic presentment system, to initiate the representment process automatically. All successfully collected checks are reimbursed weekly to your business account at 100% of the face value of the returned check. If the check is not collected then it is returned to your business or optionally placed with an outsourced secondary collections agency.

- The basic service is FREE .
- Keeps your company out of the collection business.
- All returned checks are handled automatically.
- Recovers 100% of the face value of the check.
- Significantly enhances collection Rate of Recovery 75%-80%
- Improves cash management by recovering your money faster.
- Saves you time - your company does not have to waste time chasing down bad checks
- Provides 24/7 real-time, on-line access to all checks being collected by checXchange™.

This service is provided to you automatically, unless you opt out. For more detailed information, please follow the links below or feel free to call Cash Management at 402-399-5037.


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